<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Royce Mortgages]]></title><description><![CDATA[From new mortgages and refinancing to equity release, handover, non-resident, and commercial solutions, we provide expert advice, trusted bank access.]]></description><link>https://www.roycemortgages.ae/blog</link><generator>RSS for Node</generator><lastBuildDate>Fri, 29 May 2026 22:06:53 GMT</lastBuildDate><atom:link href="https://www.roycemortgages.ae/ar-ae/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[تحوّل سلوك المشترين - لماذا ترتفع قروض الرهن العقاري رغم استمرار هيمنة النقد؟]]></title><description><![CDATA[Here’s a plot twist for anyone stuck in the myth that UAE property = all‑cash deals: mortgage financing is finally gaining real traction — even if cash is still king. In 2025, data shows mortgage activity climbing steadily, with UAE residents and expats increasingly turning to loans to fund home purchases.]]></description><link>https://www.roycemortgages.ae/ar-ae/post/%D8%AA%D8%AD%D9%88-%D9%84-%D8%B3%D9%84%D9%88%D9%83-%D8%A7%D9%84%D9%85%D8%B4%D8%AA%D8%B1%D9%8A%D9%86-%D9%84%D9%85%D8%A7%D8%B0%D8%A7-%D8%AA%D8%B1%D8%AA%D9%81%D8%B9-%D9%82%D8%B1%D9%88%D8%B6-%D8%A7%D9%84%D8%B1%D9%87%D9%86-%D8%A7%D9%84%D8%B9%D9%82%D8%A7%D8%B1%D9%8A-%D8%B1%D8%BA%D9%85-%D8%A7%D8%B3%D8%AA%D9%85%D8%B1%D8%A7%D8%B1-%D9%87%D9%8A%D9%85%D9%86%D8%A9-%D8%A7%D9%84%D9%86%D9%82%D8%AF</link><guid isPermaLink="false">695e505593bfb14a0ee4b37a</guid><pubDate>Wed, 07 Jan 2026 12:23:54 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/nsplsh_d5fd79981bf940b092fd052a5eda2c60~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Royce Mortgages</dc:creator></item><item><title><![CDATA[الرهون العقارية الرقمية - مستقبل تمويل المنازل في الإمارات العربية المتحدة]]></title><description><![CDATA[Remember when applying for a Home Financing mortgage felt like assembling IKEA furniture without the manual? Yeah, that’s so 2019. Today, the UAE is rapidly embracing digital home loan tech that cuts through the paperwork, ratchets up transparency, and puts control back in the buyer’s hands.]]></description><link>https://www.roycemortgages.ae/ar-ae/post/%D8%A7%D9%84%D8%B1%D9%87%D9%88%D9%86-%D8%A7%D9%84%D8%B9%D9%82%D8%A7%D8%B1%D9%8A%D8%A9-%D8%A7%D9%84%D8%B1%D9%82%D9%85%D9%8A%D8%A9-%D9%85%D8%B3%D8%AA%D9%82%D8%A8%D9%84-%D8%AA%D9%85%D9%88%D9%8A%D9%84-%D8%A7%D9%84%D9%85%D9%86%D8%A7%D8%B2%D9%84-%D9%81%D9%8A-%D8%A7%D9%84%D8%A5%D9%85%D8%A7%D8%B1%D8%A7%D8%AA-%D8%A7%D9%84%D8%B9%D8%B1%D8%A8%D9%8A%D8%A9-%D8%A7%D9%84%D9%85%D8%AA%D8%AD%D8%AF%D8%A9</link><guid isPermaLink="false">695e503baf227503e5866779</guid><pubDate>Wed, 07 Jan 2026 12:23:31 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/nsplsh_b6b00807757d4ca2b8022d246c023572~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Royce Mortgages</dc:creator></item><item><title><![CDATA[كيف يؤدي انخفاض أسعار الفائدة إلى زيادة الطلب على قروض الرهن العقاري في الإمارات العربية المتحدة]]></title><description><![CDATA[The UAE mortgage market is buzzing — not because of some ancient market magic, but because interest rates are finally moving in favor of buyers. In late 2025, the UAE Central Bank cut its base rate, aligning with global shifts and making borrowing cheaper for home buyers. This latest cut, the lowest in years, has positioned mortgage loans at a more affordable level for both residents and expats looking to own property.]]></description><link>https://www.roycemortgages.ae/ar-ae/post/%D9%83%D9%8A%D9%81-%D9%8A%D8%A4%D8%AF%D9%8A-%D8%A7%D9%86%D8%AE%D9%81%D8%A7%D8%B6-%D8%A3%D8%B3%D8%B9%D8%A7%D8%B1-%D8%A7%D9%84%D9%81%D8%A7%D8%A6%D8%AF%D8%A9-%D8%A5%D9%84%D9%89-%D8%B2%D9%8A%D8%A7%D8%AF%D8%A9-%D8%A7%D9%84%D8%B7%D9%84%D8%A8-%D8%B9%D9%84%D9%89-%D9%82%D8%B1%D9%88%D8%B6-%D8%A7%D9%84%D8%B1%D9%87%D9%86-%D8%A7%D9%84%D8%B9%D9%82%D8%A7%D8%B1%D9%8A-%D9%81%D9%8A-%D8%A7%D9%84%D8%A5%D9%85%D8%A7%D8%B1%D8%A7%D8%AA-%D8%A7%D9%84%D8%B9%D8%B1%D8%A8%D9%8A%D8%A9-%D8%A7%D9%84%D9%85%D8%AA%D8%AD%D8%AF%D8%A9</link><guid isPermaLink="false">695e50215579b21c8a317143</guid><pubDate>Wed, 07 Jan 2026 12:23:02 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/nsplsh_6c7e45fdca824c08823509c38075316f~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Royce Mortgages</dc:creator></item><item><title><![CDATA[Buyer Behavior Shift — Why Mortgages Are Surging Even as Cash Still Dominates]]></title><description><![CDATA[Here’s a plot twist for anyone stuck in the myth that UAE property = all‑cash deals: mortgage financing is finally gaining real traction — even if cash is still king. In 2025, data shows mortgage activity climbing steadily, with UAE residents and expats increasingly turning to loans to fund home purchases.]]></description><link>https://www.roycemortgages.ae/post/buyer-behavior-shift-why-mortgages-are-surging-even-as-cash-still-dominates</link><guid isPermaLink="false">694cfd0f9a089925c96ce88a</guid><pubDate>Thu, 25 Dec 2025 09:04:19 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/nsplsh_d5fd79981bf940b092fd052a5eda2c60~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Royce Mortgages</dc:creator></item><item><title><![CDATA[Digital Mortgages — The Future of Home Financing in the UAE]]></title><description><![CDATA[Remember when applying for a Home Financing mortgage felt like assembling IKEA furniture without the manual? Yeah, that’s so 2019. Today, the UAE is rapidly embracing digital home loan tech that cuts through the paperwork, ratchets up transparency, and puts control back in the buyer’s hands.]]></description><link>https://www.roycemortgages.ae/post/digital-mortgages-the-future-of-home-financing-in-the-uae</link><guid isPermaLink="false">694cfbef922cfc956931ce9e</guid><pubDate>Thu, 25 Dec 2025 08:59:47 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/nsplsh_b6b00807757d4ca2b8022d246c023572~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Royce Mortgages</dc:creator></item><item><title><![CDATA[How Falling Interest Rates Are Supercharging Mortgage Demand in the UAE]]></title><description><![CDATA[The UAE mortgage market is buzzing — not because of some ancient market magic, but because interest rates are finally moving in favor of buyers. In late 2025, the UAE Central Bank cut its base rate, aligning with global shifts and making borrowing cheaper for home buyers. This latest cut, the lowest in years, has positioned mortgage loans at a more affordable level for both residents and expats looking to own property.]]></description><link>https://www.roycemortgages.ae/post/how-falling-interest-rates-are-supercharging-mortgage-demand-in-the-uae</link><guid isPermaLink="false">69492909addf06e0bf49ca73</guid><pubDate>Mon, 23 Jun 2025 06:48:00 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/nsplsh_6c7e45fdca824c08823509c38075316f~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Royce Mortgages</dc:creator></item></channel></rss>