Here’s a plot twist for anyone stuck in the myth that UAE property = all‑cash deals: mortgage financing is finally gaining real traction — even if cash is still king. In 2025, data shows mortgage activity climbing steadily, with UAE residents and expats increasingly turning to loans to fund home purchases.

Remember when applying for a Home Financing mortgage felt like assembling IKEA furniture without the manual? Yeah, that’s so 2019. Today, the UAE is rapidly embracing digital home loan tech that cuts through the paperwork, ratchets up transparency, and puts control back in the buyer’s hands.