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Access Reliable Mortgages in Dubai for Non-Residents

Secure up to 60% of your property’s value with non-resident mortgages in Dubai and the UAE, evaluated based on your home country income. Property investments in Dubai typically offer an annual ROI of approximately 8%.

High Loan-to-Value

Flexible Repayment Options

Fast Approval Process

Income-Based Eligibility

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Expat Eligibility in the UAE :

  1. Minimum Income Requirement: Expats generally need a fixed monthly income of AED 15,000 or more to qualify.

  2. Age Criteria: Applicants must be at least 21 years old and usually below 60 at the time of application.

  3. Debt Burden Ratio (DBR): Total existing obligations should typically stay under 50% of monthly income.

  4. Eligible Property Types: Residential properties, including apartments and villas, are commonly accepted for mortgage financing.

  5. Required Documents: Passport and UAE visa copies, Emirates ID, salary certificate, and bank statements for the last six months.

WHY CHOOSE ROYCE MORTGAGES

01

Tailored Mortgage Solutions for Expats

03

Competitive Rates with Flexible Terms

02

Quick and Hassle-Free Approvals

04

Expert Guidance Throughout Application Process

FAQs

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